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Buying a house takes 46 million hours of admin

10 May 2011 by superlative

I’m finding buying a flat rather stressy, and I honestly don’t know how people who don’t work in office jobs where they can take phone calls and do emails manage it. It must take absolutely FOREVER if you have to try and do all the things involved with it during your lunch break and in the evenings. I’ll admit that I think we’ve progressed quite far quite fast in the last couple of weeks, not least because I’m lucky enough to have a friend doing the conveyancing who seems to be burning through everything in a manner I’m sure most lawyers wouldn’t. But our progress is also in part due to the amount of time I’ve spent on it, and I’m finding the whole thing quite draining and frustrating.

Since I last blogged about this nearly two weeks ago, we have had the survey done, finished all the mortgage application stuff and got final approval for the loan, and done draft contracts and deeds and stuff on the legal side. I’m just waiting for the contracts to come in the post. I think all we’ve really got left to do is get the results of all the searches back and check there are no problems with those, resolve any questions and issues that we have over the contracts, and then we’ll probably be ready to exchange once the other party is. I think the searches will take a while though, and in fact I’m grateful for that because I could do with a breather and some time to absorb all that’s happening. The pace of it has not helped with my stress levels at all, and nor has my mobile ringing two or three times a day with stupid mortgage people or surveyors on the other end of it.

In some ways I think I’m a bit resentful that I have to do all of this while Chris doesn’t really have to do any and can just read and sign the stuff I give him, and listen to my digest of the day’s progress each evening. It’s not his fault, he can’t actually do any of it, because he works pretty much uninterrupted from the time he arrives at school to the time he leaves, and he can’t take phone calls and things there. So it has to be me really, and I do understand that, but I wouldn’t mind being able to share the stress and the faff out a bit more.

I’m a bit annoyed with the sellers too, because I don’t actually think they’ve looked after some of the built in stuff like the gas appliances very well (not had them serviced, etc.) and it just adds an extra thing to think about. My Mum would say “well you should tell them to get them serviced before you’ll proceed with the sale”, but I find that quite difficult to do. Would we actually withdraw from the sale if they said they didn’t want to do it? No, probably not. And I’m sure they know that too, so why would they want to pay to have it serviced when they’re leaving? And servicing the boiler and the gas fire would probably only cost about £120, so it seems like a bit of a small amount of money in the great scheme of things to be worried about. We could just service them ourselves when we move in. But then what if there’s something more seriously wrong with the appliances that only comes to light during the service?

See what I mean? You can go round in circles being unsure what to do, and I’ve never had to do any of this before, so it gets really stressy and I feel very unsure. And I don’t like feeling unsure, so I get snappy with Chris, and it’s all very unhelpful.

And don’t even get me started on the enormity of actually moving. I can’t even think about that yet. I made a list the other day of at least 45 companies and organisations I’ll have to let know the new address, plus there’s all the packing and hiring a van and all that stuff. It doesn’t bear thinking about.

Staying in our rented flat just seems to easy sometimes, and if I hadn’t already shelled out more than a thousand pounds on the cost of the move I’d be seriously tempted.

Oh anyway, this post is boring now. I’d advise you not to read it (too late though, sorry). Maybe once this is all over I’ll be able to think “all that was worth it in the end”. I fucking better.

1 Comment »

  1. Helen says:

    Ah, moving house. I’ve moved house 5 times in the 7 years since leaving Uni. Not a good average. Admittedly I haven’t had to deal with morgage forms, loan forms, banks, etc but the massive task of packing up every item you own, driving it 10 minutes down the road and unpacking it is something I know well.
    You have my sympathies. You’re not silly so I’m sure you’ll do this but just in case the best bit of advice I have is clearly label the boxes with the room and contents. It makes life soooo much easy.

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